Cyber Risk Insurance from Everest Insurance® and Gallagher

Cyber Elevation Policy from Everest Insurance®

Everest Insurance® and CIS, in conjunction with Gallagher, are proud to announce that eligible CIS SecureSuite® Members may be able to receive a 10% discount on Everest's Cyber Elevation Policy, the company's cyber liability insurance product. Cyber coverage includes the following important insuring agreements:

  • Breach Liability/Privacy Regulatory/PCI Assessments
  • Breach Response Costs
  • Business Interruption & Extra Expenses
  • Contingent Business Interruption (cloud providers)
  • Data Loss Restoration
  • Cyber Extortion

Everest Insurance® markets property, casualty, specialty and other lines of admitted and non-admitted direct insurance on behalf of Everest Re Group, Ltd., and its affiliated companies.

Gallagher’s CIS Value Added Cyber Enhancement Amendatory

Gallagher’s relationship with CIS has allowed it to understand the value of CIS membership and how meaningful deployment of CIS SecureSuite® resources can improve an organization’s cyber risk profile. With this in mind, Gallagher has taken the additional step to negotiate an exclusive CIS enhancement amendatory endorsement that expands the insurance terms provided by Everest Insurance®. This endorsement will be provided to CIS SecureSuite® Members exclusively through Gallagher. This industry leading cyber insurance amendatory provides broad enhancements including but not limited to:

  • Coverage for claims arising from General Data Protection Regulation (GDPR)
  • Wrongful collection coverage
  • Breach response preamble amended to “Pay on Behalf of” language
  • Breach response costs to include a PCI Forensics Investigator
  • Cyber extortion costs to include goods and services
  • Cyber extortion event provides coverage for rogue employee activity
  • Security breach includes DDOS attacks
  • Private information includes biometric information and browsing history
  • Period of restoration of 180 days from a business interruption
  • Additional insured (any entity added to policy by insured in writing before a wrongful act occurs)
  • Claim definition to include “non-monetary or injunctive relief”
  • Subsidiary threshold amended to 35%
  • Trade secret carveback for security breaches
  • Other insurance clause amended to primary for breach response coverage
  • Representation and severability clause limit to top 2 officers
  • Notice period amended to 90 days after end of policy period
  • Reputation repair/additional PR costs (additional “other costs” as approved — $50,000)
  • Waiver of subrogation provided

How to Purchase

CIS SecureSuite® Members with less than $600 million in annual revenue who utilize CIS-CAT Pro may be eligible for a 10% discount on annual premiums for Everest's Cyber Elevation Policy and the Gallagher CIS Amendatory upon submitting a completed application to with a carbon copy to

To learn more about Everest's Cyber Elevation Policy, visit 

To learn more about Gallagher's Cyber Liability Practice, visit

For questions, product, or pricing information, contact or call the CIS CyberMarket team at 518-880-0770.

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